WE ARE CAPITAL ON A MISSION
ABOUT US
Bellwether Enterprise is a national, full-service, commercial and multifamily mortgage banking company that puts people and communities first. With production offices across the country, we are national in scope yet regional in approach. Our teams are among the most experienced and knowledgeable commercial mortgage bankers and loan servicing agents in the industry.
Through our diverse lending platform and longstanding relationships with a variety of lenders, we provide flexible, competitive market rate and affordable finance solutions that are customized to the needs of our clients.
Ranked #8
Multi-Housing News Top 20 Multifamily Mortgage Banking and Brokerage Firms of 2022
OUR OWNERSHIP
In 2012, Bellwether Real Estate Capital and Enterprise Community Investment’s Multifamily Mortgage Finance group merged to form Bellwether Enterprise Real Estate Capital, LLC (BWE). We are the largest privately held employee-owned mortgage banking firm in the country.
Headquartered in Cleveland, Ohio with additional local offices across the country, our team members include some of the most experienced and knowledgeable professionals who are among the leading commercial mortgage bankers in their markets.
2017-2021
Top Workplace, The Plain Dealer
45%
Owned by ENTERPRISE
30%
Owned by FIFTH THIRD BANK
25%
Owned by BWE KEY EMPLOYEES
OUR 36 OFFICE LOCATIONS
Cleveland, OH (Headquarters)
Atlanta, GA
Austin, TX
Birmingham, AL
Charlotte, NC
Chicago, IL
Charlottesville, VA
Cincinnati, OH
Columbia, MD
Columbus, OH
Dallas, TX
Denver, CO
Detroit, MI
Grand Rapids, MI
Greensboro, NC
Greenville, SC
Irvine, CA
LaJolla, CA
LaPorte, IN
Lexington, KY
Los Angeles, CA
Louisville, KY
Minneapolis, MN
Mobile, AL
Montgomery, AL
Nashville, TN
New York, NY
Norfolk, VA
Philadelphia, PA
Phoenix, AZ
Pittsburgh, PA
Raleigh, NC
Richmond, VA
San Diego, CA
Vero Beach, FL
Washington, DC
OUR PRODUCTION
Most of our loan producers have 15 plus years of experience and were born and raised in the areas they do business.
Local expertise, a wide variety of lenders, competitive products and unmatched customer service, Bellwether Enterprise is one source for all your commercial mortgage banking needs.
$12B
2021 TOTAL
LOAN VOLUME
934
2021 TOTAL
TRANSACTIONS
$7.3B
2021
MULTIFAMILY
$4.2B
2021
AGENCY
$3.6B
2021
LIFE COMPANY
OUR SERVICING
When you partner with BWE, you get to focus on your business, not your loan servicing. Fact is, we service most of the loans we originate, well beyond the closing of the transaction. With Bellwether Enterprise’s integrated servicing platform, our customer service promise begins with our time and attention and ends with your complete satisfaction.
$37.7B
PORTFOLIO BALANCE
AS OF 2021.12.31
4,272
TOTAL LOANS
AS OF 2021.12.31
CPS2+
PRIMARY
FITCH RATING
59.7% MULTIFAMILY
12.0% INDUSTRIAL
11.5% RETAIL
8.8% OFFICE
4.9% MHC
3.2% OTHER
49.3% LIFE COMPANY
21.7% FREDDIE MAC
15.7% FANNIE MAE
7.4% CMBS
4.8% FHA/RHS
1.1% EQUITY
LIFE COMPANY PRODUCTION
BWE has long-standing relationships originating loans as a correspondent for a diverse group of over 60 life insurance companies and pension funds. These valued relationships allow us to structure specialized capital solutions for each client’s investment strategy.
$3.6B
2021 LOAN VOLUME
297
2021 TRANSACTIONS
$1.74B
2021 MULTIFAMILY TRANSACTIONS
"Life company production is a big part of the BWE DNA. The vast majority of our production team began their careers focused on life company production. Our relationships date back decades, we embrace the partnerships, and we are proud of the results."
~DJ Effler, President
AGENCY PRODUCTION
Bellwether Enterprise (BWE) has a national agency underwriting platform second to none, with dedicated agency underwriting teams in Cleveland, Ohio; Columbus, Ohio; Chicago, IL; Charlotte, NC; Columbia, Maryland; Dallas, Texas; and Irvine, CA. Our agency production volume has experienced exponential growth over the years. In 2021, BWE’s agency production volume reached $4.2 billion. As a privately owned company, we have maintained an entrepreneurial focus. The company has a flat organizational structure, which permits quick decision-making. In addition, we have maintained a commitment to providing white glove, high quality customer service throughout the entire life cycle of the loan.
$4.2B
2021 LOAN VOLUME
379
2021 TRANSACTIONS
$3.2B
2021 MARKET RATE MULTIFAMILY
$1.0B
2021 AFFORDABLE MULTIFAMILY
Ranked #4
Fannie Mae Top DUS Producers for Manufactured Housing Communities in 2021
Ranked #5
Fannie Mae Top DUS Producers for Student Housing in 2021
Ranked #5
Freddie Mac Top Optigo® Lenders for Manufactured Housing Communities in 2021
AGENCY GROWTH
Both Fannie Mae and Freddie Mac have recognized BWE’s commitment to grow our platform and now view us as an emerging top tier lender for them. With its growth, BWE is now able to provide virtually all of Freddie Mac’s and Fannie Mae’s products and services. Specifically, BWE possesses the following Agency credentials:
FANNIE MAE | FANNIE MAE DUS LENDER
-
Conventional Multifamily
-
Affordable Housing
-
Approved Chap. 9 Small Loan
-
Manufactured Housing Communities
-
Seniors Housing
-
Student Housing
FREDDIE MAC | FREDDIE MAC OPTIGO SELLER/SERVICER
-
Conventional Multifamily
-
Targeted Affordable Housing
-
Manufactured Housing Communities
-
Seniors Housing
-
Student Housing
"In 2021, over 60% of our business qualified as “mission business” for Fannie Mae and Freddie Mac. Our focus on affordable, manufactured and workforce housing has led to significant growth in Agency Production."
~Jeff Patton, National Director of Agency Relationships
62%
2019-2021 Fannie Mae
Growth Rate
87%
2019-2021 Freddie Mac
Growth Rate
176%
2019-2021 FHA/HUD
Growth Rate
QUALITY LENDER RELATIONSHIPS
With more than 60+ Life Company Lenders:
All Agency Lenders (Market Rate & Affordable):
And CMBS:
Making an impact beyond the bottom line, for the good of our clients
and the communities we serve across the country.
